Monday, August 30, 2010
Learn and Feel the Basics of Real Estate Investing!
TO BE ANNOUNCED THIS SEPTEMBER 2010.
SUBSCRIBE TO MY BLOG TO RECEIVE OUR ANNOUNCEMENT
Thursday, August 12, 2010
Are you one of those who work 5-6 or even 7 days a week, 8-12 hours a day just to earn fixed and limited income?
How long do you intent to live like this?
For some, retirement is some years ahead, while to others it has begun. People view retiring as something you do when you are 60 – you stop work, collect your gold watch and take up golf or fishing. My view of retirement is having the financial independence and freedom to live the life that you have dreamed. Whether it is traveling, spending time with your family, running your own business or even working in a job that you enjoy.
No matter what your stage in life or financial situation is, you should still keep trying to earn income and managing your investments. The key is setting up business systems which make money without you having to be actively involved.
I value financial independence over material wealth. Having a flashy car or the latest HD television means nothing if you have to work 60 hour weeks, in a job you don’t like to pay for it all.
- Anonymous
One of the best tested business ideas for creating wealth and financial independence is a two-step approach. Make money with real estate and re-invest it for passive income.
LEARN HOW TO MAKE YOUR MONEY WORK FOR YOU!
ATTEND THE
THINK RICH QUICK INVESTORS’ ORIENTATION
- AN OPPORTUNITY NOT TO BE MISSED!
Thea Santos, one of Trace Trajano’s, most successful students is giving a free Real Estate Investing Orientation
WHEN: Saturday - 21 August 2010, 2:30- 5:00 pm
WHERE: To be announced later (you will be notified via e-mail or text after your registration)
What You Will Get from This Orientation
Learn:
- What is financial freedom and how to get there
- How to make your money work for you and retire NOW
- How to make money in real estate regardless of the market (whether it goes up or goes down)
- How to buy foreclosed properties in the Philippines the right way
- How to invest in real estate the passive way - you don't have to deal with tenants!
- How to earn 12% or more on your money through foreclosed real estate
- Actual properties that are available for investing
For example, Thea Santos recently acquired a 6-door townhouse which she bought for 40% BELOW market value. She then sold 4 of the units in just 4 weeks and she has buyers lined up for the other 2 units (and they will most likely close over the next few weeks).
In this seminar, Thea will explain how to analyze and acquire foreclosed or bargain properties and do so in the right way. She will show how you can be a “passive investor”, earning money even while you sleep! One of the things that prevent most people from becoming real estate investors is the thought of needing to manage tenants. You will know how to outsource property management to people with good track records of success. You will know how you can earn 12% or more return on your money without spending a rigorous effort on marketing, selling or managing a property.
REGISTER TO RESERVE A SEAT NOW!
Our venue has a limited seating capacity. Pre-registration is required. No walk-ins will be allowed.
Contact:
Jenes 0927-3223221 Email: jeanzlr06@yahoo.com or
Aida 0922-8485757
REGISTRATION WILL BE CLOSED 2 DAYS BEFORE THE EVENT.
The first 10 people who register will receive an e-book with over 8 tips on how you can win in the game of money through real estate.
So call or email us NOW!
Jenes 0927-3223221 Email: jeanzlr06@yahoo.com or
Aida 0922-8485757
Wednesday, May 26, 2010
5 Secrets of Self-Made Millionaires
They’re just like you. But with lots of money.
When you think “millionaire,” what image comes to mind? For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.
But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring: “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.
According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.
istockphoto.com
1. Set your sights on where you’re going
Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts. “At times we were so broke that we washed our clothes in the bathtub because we couldn’t afford the Laundromat.” Now he’s a 49-year-old investment advisor and multimillionaire in York, South Carolina.
There was one big reason Jeff pulled ahead of the pack: He always knew he’d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.
Wanting to be wealthy is a crucial first step. Says Eker, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.”
It all started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,” he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.” Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,” says Jeff, “but what got me through it was believing with all my heart that I would succeed.”
2. Educate yourself
When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job—but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”
One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.
Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house—what should I do?’ A lot of times, I wouldn’t know the answer, but I’d go find it and learn something in the process,” he says.
In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.
“I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,” says Steve. “You can do anything once you understand the basics.”
3. Passion pays off
In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.”
Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting?
With $6,000 in savings, a bank loan and a friend’s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn’t easy. “I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn’t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.”
She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,” she says.
The positive attitude worked: Jill’s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.
According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn’t something they cared about.
4. Grow your money
Most of us know the never-ending cycle of living paycheck to paycheck. “The fastest way to get out of that pattern is to make extra money for the specific purpose of reinvesting in yourself,” says Loral Langemeier, author of The Millionaire Maker. In other words, earmark some money for the sole purpose of investing it in a place where it will grow dramatically—like a business or real estate.
There are endless ways to make extra money for investing—you just have to be willing to do the work. “Everyone has a marketable skill,” says Langemeier. “When I started out, I had a tutoring business, seeing clients in the morning before work and on my lunch break.”
A little moonlighting cash really can grow into a million. Twenty-five years ago, Rick Sikorski dreamed of owning a personal training business. “I rented a tiny studio where I charged $15 an hour,” he says. When money started trickling in, he squirreled it away instead of spending it, putting it all back into the business. Rick’s 400-square-foot studio is now Fitness Together, a franchise based in Highlands Ranch, Colorado, with more than 360 locations worldwide. And he’s worth over $40 million.
When extra money rolls in, it’s easy to think, Now I can buy that new TV. But if you want to get rich, you need to pay yourself first, by putting money where it will work hard for you—whether that’s in your retirement fund, a side business or investments like real estate.
5. No guts, no glory
Last summer, Dave Lindahl footed the bill for 18 relatives at a fancy mansion in the Adirondacks. One night, his dad looked out at the scenery and joked, “I can’t believe we used to call you the black sheep!”
At 29, Dave was broke, living in a small apartment near Boston and wondering what to do after ten years in a local rock band. “I looked around and thought, If I don’t do something, I’ll be stuck here forever.”
He started a landscape company, buying his equipment on credit. When business literally froze over that winter, a banker friend asked if he’d like to renovate a foreclosed home. “I’m a terrible carpenter, but I needed the money, so I went to some free seminars at Home Depot and figured it out as I went,” he says.
After a few more renovations, it occurred to him: Why not buy the homes and sell them for profit? He took a risk and bought his first property. Using the proceeds, he bought another, and another. Twelve years later, he owns apartment buildings, worth $143 million, in eight states.
The Biggest Secret? Stop spending.
Every millionaire we spoke to has one thing in common: Not a single one spends needlessly. Real estate investor Dave Lindahl drives a Ford Explorer and says his middle-class neighbors would be shocked to learn how much he’s worth. Fitness mogul Rick Sikorski can’t fathom why anyone would buy bottled water. Steve Maxwell, the finance teacher, looked at a $1.5 million home but decided to buy one for half the price because “a house with double the cost wouldn’t give me double the enjoyment.”
Source
Tuesday, April 28, 2009
Think Rich Pinoy Wealth Seminar on August 1, 2009: Your Passive Income Mentoring Starts Here
Buy your seminar ticket now!
What to expect in the Think Rich Pinoy Seminars
Aside from hearing how several young people purchased their first (or 2nd, 3rd, 4th ) properties from the bank at foreclosed rates, complete with pictures, you can expect:
1. Talk 1 - Are you Financially Ready for the Future?
2. The Theology of Money: Talk 2 - Are God and Money really enemies?
3. The Technology of Money: Talk 3 - Pinoy Real Estate Riches Today and Updates
4. The Game of Money: - Cashflow 101 and 202, play the game for 3 hours with like-minded people, guided by seasoned experts
5. Talks 4,5,6 - Real experiences in buying and selling Pinoy Properties from the actual (young) people who did them.
6. Talk 7 - The Think Rich Pinoy Clubs and Pinoy Millionaire Vision 2020
OFWs-teach your family the value of money-in a fun way-via this seminar and the board game. Buy your family a couple of seats to this Aug 1, Saturday, 2009 event.
As you will see, the seminar/workshop is not the same as the book. It adds many dimensions of practicality to it. Come and join us as you continue on your journey towards passive income.
How? It all starts at the Think Rich Pinoy Seminars + Cashflow 101 /202 Game on Aug 1, 2009
Click here to Buy your seminar ticket now!
Free Bonuses:
1. The Breathlessly valuable: *Jay Abraham's "Master of Passive Income" transcript. "How to Create Multiple Streams of Revenue That Work 24/7 For you". This 60+ page ebook is going to change the way you think--and earn!
Who is Jay Abraham? Perhaps the world's #1 expert on Passive Income and #1 Guru of Gurus when it comes to marketing. This ebook's value alone is more than enough to pay for the seminar price.
2. Special Report compiled for Think Rich Pinoy only (not available anywhere else): The top mistakes pinoy real estate buyers commit.
3. We’re be raffling off a mentoring session: 1 Hour with Larry Gamboa. Ask him anything you want!
4. Enjoy a MARKETING TABLE, where you can leave your calling cards, brochures for people to pickup.
Attend the Think Rich Pinoy Seminar with Cashflow 101/202
Join Larry & The TRP Team
What : Think Rich Pinoy Workshop
When : Aug 1, 2009, Saturday
Where: PhilamLife Building, Manila
Text : 0926-999-9999 to get your slot or
Email: thinkrichpinoyseminar@gmail.com
Fee:
P 2450/ US $ 58
Click here to Buy your seminar ticket now!
P.S. Yes, bring a friend with you and learn together. It's better that way!
P.S. Do you have any relatives who work abroad? Tell them about this so they can sponsor you. They will be glad to, just tell them to read this website! You'll see.
FAQs Think Rich Pinoy! Seminar
1. Who are the speakers & topics?
Mystery Speaker - Your finances
Mystery Speaker - God vs Money, Is there really a conflict?
Larry Gamboa - Think Rich Pinoy Millionaire Network, Think Rich Pinoy Vision, Think Rich Pinoy Clubs
Ronald Cagape - Cashflow Game Facilitation
Guests - Your Personal Experiences with the game
Think Rich Pinoy Franchise members- Actual Real Estate deals (around 2-3 short talks)
Autograph Signing / Q&A Session
2, What is the difference from previous Think Rich Pinoy seminars?
a. Some attendees can get to play Cashflow 202. This is a more advanced GAME w/c contains stock options (puts and calls), network marketing, easier to bankrupt and harder to leave the rat race. Don't
know what I mean? That's okay, play Cashflow 101 instead. 202 is designed for the "veteran player" and those who believe they have what it takes to become wealthy in a short short time.
b. To enhance enjoyment, there will be a contest among tables to see w/c one group gets out of the rat race more. If your group wins, congratulations, you have learned more!
c. People who wish to leave brochues, calling cards, samples to market to the seminar attendees may do so using a promotion/marketing table.
d. One of the attendees (you?!) can get to win a one hour mentoring/Q&A session with Larry Gamboa. It's a raflle.
e. All attendees get to receive (after the event) access to special ebooks:
- Master of Passive Income - by Jay Abraham
- 10 Mistakes Most Real Estate Investors Make
f. What's an ebook?
It's an electronic book, you read it from your computer. The format is normally Adobe Acrobat. To read it you'll need the free Adobe Acrobat Reader from Adobe.com
3. How to register for the Think Rich Pinoy Events so I can participate?
Just pay the fee via bank or paypal/credit card and you're in. Normal
fee is P 2450
4. How to confirm my registration?
Just email thinkrichpinoyseminar@gmail.com with the following data AFTER you
have paid via paypal or bank deposit: BPI Account Name: ESTI-TRP(Think Rich Pinoy); Account# 8291-0083-57. (Checking), Amount: P 2450/seat.
5. Can we get a group discount?
If there are ten of you, you can avail of the early bird discount (P
1450.-) even until the last day (February 2).
6. Other discounts?
If you want to attend AGAIN, you can pay 50% of the fee (P 2450 * 50% = P 1225.00) - just P 1225.00 to attend again and play cashflow 202 or 101, perhaps to challenge yourself. But you must hurry because there are very limited slots for these.
7. Maximum number of participants?
We can only accommodate 120 participants per session.
8. Is this a scam?
No. Money will not be asked from you when you're in seminar. This is a financial education seminar and cashflow game. The game uses play money. However, if your mindset is "scam" - unfortunately this is not the place to go - you won't find any.
The goal of Think Rich Pinoy is to create wealth --using whatever legal means-though primarily through real estate - because that's the safest way to go. You will not be required to buy property from Think Rich Pinoy people (at any given time we actually have only a handful available properties and we don't get investors just because they have
the money) -you go buy them from sellers out there in the world. We just enable you to start building your wealth.
Real Estate Investing Wisdom is not taught in schools. That's why we're doing this. But the Think Rich Pinoy is NOT an end of learning,it's a beginning -so please do not make the mistake of thinking you'll become wealthy because of this one seminar.
You might get one idea that can propel you to become a millionaire, it happens quite a lot. You might get it from the people, the game, the seminar, who knows? The important thing is -you're ready to accept that idea and run with it. That's where Think Rich Pinoy comes in-we make you ready or at least we set you off to the path of becoming
wealthy.
9. Can i pay on the site (UN Avenue Venue)?
You may but there's a danger of not being able to play cashflow as the slots are very limited. Better to secure your seat via Creditcard (using paypal.com) or deposit to the bank. If you're abroad, the best way is to open a free paypal.com account, connect your credit card to it--following it's directions --so you can buy a ticket online. Connecting your credit card to a paypal account is not a quick thing to do-so I suggest you do so now-even if you're planning to pay later.
10. Schedule?
Aug 1, Saturday, 2009, 8am (we start promptly) to 6pm.
11. Venue?
Training Room of Philam Life, UN Avenue, Manila
12. How to get there?
Commuting:
Go down at the UN Avenue LRT station, walk towards the Manila Bay with Manila Doctor's Hospital on your right.
The Philamlife Building is in front of the Manila Pavilion/Casino Filipino.
Yes, it's ironic but that's where the Think Rich Pinoy event is held. Enter Philamlife entrance (not the casino).
Just tell the guard "Think Rich Pinoy" and you'll be pointed to a training room just beside the nice outdoor chapel in a garden is located - so it isn't really ironic. Just fitting.
Toilets would be opposite the direction of the training room.
Car
If you have a car, the parking is on the back of the building. You'll have to take the other street parallel to UN Avenue, that's Padre Faura (from Taft in the direction going to Robinson's Place Mall Faura
Wing) and turn right at M Orosa, so you can reach the Philam Parking (w/c would be to your right.)
Map
A google earth/maps copy of the area is found in
http://richteamevents.blogspot.com/2008/02/how-to-go-to-think-rich-pinoy-on-feb-16.html
13. Lunch/Snack included?
Yes, one each is included.
14. What should I bring?
If you want an autographed copy of your Think Rich Pinoy books, bring them.Bring a camera and get a photo shoot with Larry Gamboa. Why? Because it works. Most successful people do that, why shouldn't you?
Your choice.
15. When do you plan to do a seminar here in (Country,City)?
We're coming up with a manual on how someone in your city can host a Think Rich Pinoy event. If you're really serious about this, please contact thinkrichpinoyseminar@gmail.com and say "I want to HOST Think Rich Pinoy" and we'll take it from there.
Right now TRP events are all held in Manila. You can "count the cost" and fly in- like some people do or simply wait it out. The most important thing is to DO SOMETHING.
Click here to Buy your seminar ticket now!
You may also visit http://www.ThinkRichPinoyManila.blogspot.com for more information
Monday, March 23, 2009
Friday, February 13, 2009
How Passionate Are You in Living Your Life?
See how other fellow Filipinos do...
Visit my new blog: "Passion Unleashed Philippines"
Thank you Jerry for the photo.
GO NEGOSYO: BABAE, YAMAN KA NG BAYAN!
together with the
National Commission on the Role of Filipino Women (NCRFW)
presents
in celebration of National Women’s Month
GO NEGOSYO:
BABAE, YAMAN KA NG BAYAN!
On March 2, 2009 at the World Trade Center, we will be joined by Pinay entrepreneurs who ventured into the world of business and improved their quality of life despite the numerous challenges they faced.
Our audience would have the chance to be mentored by some of the country’s most respected women negosyantes as we launch our third book entitled Go Negosyo: Joey Concepcion’s 55 Inspiring Stories of Women Entrepreneurs.
Government officials from all levels — women senators, department secretaries, governors, congresswomen, mayors and barangay captains — will discuss how they plan to help women micro small and medium-scale entrepreneurs.
Plus, we will be conducting forums and lectures on a multitude of topics, from the negosyo basics – best marketing practices for small enterprises, entrepreneurial financial management, leadership styles, competitiveness in the export market, technology utilization — to tips and advice on the concerns that womenpreneurs face: health and wellness, fitness, and family life and work balance.
Over 100 booths and exhibitors will be showcasing different products and services under the following categories:
• Health and Wellness
• Fashion and Beauty
• Family Life and Work Balance
• Negosyo at Pera
Grab the chance to be a part of the biggest negosyo event of the year!
Be an exhibitor!
Help empower women by sponsoring the event!
Download the Exhibitors Kit and
Sponsorship Package here
For more information, call:
SELECT MEDIA
(02) 813-2612
negosyo.women@yahoo.com
PCE Secretariat
(02) 637-9347
gonegosyo@yahoo.com
Visit www.gonegosyo.net for more details.
Tuesday, January 27, 2009
Money mistakes seniors make
Posted on January 26, 2009 - Filed Under Q & A
Question: My aunt is in her early 70s. She used to work as a nurse in the US but has retired here in the Philippines. We assumed she had built up some savings for retirement because she worked hard abroad for more than 30 years. So we are puzzled that today she has difficulty paying for all her medical expenses and other bills. She bought a car in cash a couple of years ago and hired a driver, but other than that we are not aware of other high-ticket items she purchased. What could have gone wrong? How can I avoid ending up like that? – Paula.
Answer: Many people think that retirement would be a breeze; after all, they have earned it after working for so long. But as your aunt may have found out, retirement is not really a bed of roses if one hasn’t prepared for it.
It may be possible that your aunt has indeed saved up, but it may not have been enough or the fund was not taken care of for it to last long. This is a common mistake seniors make in managing their finances.
Below are common mistakes seniors make when it comes to managing their finances. Think about what you can do to prevent committing them.
1. Not having a retirement fund. It’s in the Filipino culture to take care of our aging parents. That is why nursing homes for the elderly are very few in the country. Most Filipinos expect their adult children to take care of them when they are old, thus they have not saved up for funding their own retirement.
The reality, though, is not all adult children have the means to support their aging parents since they may also be having a hard time supporting their own families. This is why everyone should save up for his own retirement. This may be in the form of a pension fund or a do-it-yourself investment portfolio.
2. Not maximizing the potential gains of a retirement fund. Put simply, this means not investing your retirement fund well before you retire such that you miss out on potentially higher gains.
For instance, putting all of one’s savings in a savings account will yield only about 0.75 percent interest per annum. Contrast that with a special time deposit which could earn you about 6 percent per annum in five years. Even a retail treasury bond may yield 8 percent in three years’ time. Bonds and stocks and pooled funds (unit investment funds and mutual funds) may even earn you more depending on the market.
3. Not adjusting investments as retirement looms. Ideally, when you are nearing retirement, you should shift your investments from risky assets (such as equities) to less risky ones. As high risk investments may earn you more but may also make you lose, you can’t afford to put your entire retirement fund in peril so close to retirement age.
When you are young, you can take on more risks in investing by exploring investments that may give you a higher yield. You will have enough time to ride out the market volatility and recover any losses. Then be more conservative and protect your capital as you see retirement in the horizon.
4. Being asset-rich but cash-poor. Your aunt, for instance, has a car, but has difficulty paying her regular bills. Would it not make better sense to let go of the car so she can buy her medicines and pay for her living expenses monthly?
For some seniors, liquidating assets may be a good move to fund living expenses. Put cash in more easily accessible investments such as bank deposits.
5. Overspending. Living it up sounds so wonderful at retirement, but seniors must recognize that money will dry up with no income coming in. This is why one must live within his means. Live simply and make your retirement fund last longer.
6. Having inadequate insurance. It is during one’s sunset years that health care and medical bills rise. So it is just right that one should avail of health insurance while still young. In that way, you will be protected and new chronic illnesses (such as hypertension) cropping up afterward will still be covered in old age. Make sure you have health insurance, disability insurance, and accident insurance.
7. Not having guaranteed income. To ensure a worry-free retirement, one should consider having a steady guaranteed income stream even during retirement age. And it would be best if this income stream can beat inflation, meaning, it would earn at a rate higher than the inflation rate. Examples of such income sources would be money market investments and real estate rentals. With these, money would still come in even if you’re not working and toiling in an office eight hours a day.
Or if you still can, consider working even part-time. Aside from keeping your mind sharp, a job at retirement age will give you income that could help you with your day-to-day expenses.
Tuesday, January 20, 2009
New Friends, New Mentors
I entered inside. The place was unexpectedly quiet. Anyone here? And, I saw someone standing... Gosh, it was a life-size picture of Lloyd. Hmmm... you got me! I knocked. And there I saw her staff Tonette. :) It was an unexpected office ambience from someone who's so noisy in the web! Oh with noisy, I mean, very visible and in constant communication with their market online and offline. :)
There you go! I met the guy. From the very first minute we conversed, I knew that this guy’s passion is coaching! He did it to me for free. :) Soon, I was caught pondering about myself. Huh! I expected it anyway. I had long been wanting to consult a coach in person. Law of attraction and action, I got it!
What can I say? I know the coming days will make my history as I take part in his exciting project “Inspiring Stories of Successful People”. Just continue watching for my blog posts.
Oh, and did I mention that he is an excellent Internet Marketing guru too? Check his site. Http://Lloydluna.com.
And before the day ended, I met his great friend too. Director, writer, producer, trainor and voice actor Pocholo Gonzales of CreatiVoices. The two of them challenged me to unleash the best in me!
Thanks guys! Hope to work with you soon!

Monday, January 19, 2009
2008 Top Memorable Experiences and Life Expanders
1. Completion with “someone”. The details? She just want to keep it private.
2. Sold a two-door apartment in Pasig with no money down. From the book to reality, RichPinay was able to apply the concept taught by Trace Trajano in his book “Think Rich, Quick!” and got herself totally amazed how could that kind of strategy be really possible! She plans to exercise more of that business strategy this 2009.
3. Launched Think Rich Pinoy (TRP) Club Marikina. Despite the number of interested applicants to join her club, RichPinay had refused to open one until October of 2008. The TRP Club is a monthly meeting, sharing, and Cashflow Game on Real Estate investing. Since its opening, the club had been conducting fun-filled meetings where members can’t wait for the next exciting TRP Club meeting!
4. Launched ThinkRichPinay.com. RichPinay is not a writer but finally gave in to her dream of sharing her knowledge starting with a blog. She said that she had gathered a lot of courage to conquer her writer's block, among others, before and even while she's already running the blog. “But I had started it anyway, so I thought, the only way to go is to continue despite personal challenges that came my way”, said RichPinay.
5. Volunteered as a Life Coach in PSI Starshooters Team 71. Despite a tight schedule, she finally gave-in to her desire of giving back. “I had been successfully coached way back the time I took Starshooters Goal-setting Program in 2003. So this year, I had gathered myself to finally give coaching a shot”, she mentioned. “My joy cannot be described when I finally completed the coaches’ training, the Starshooters’ coaching program and saw my coachees how they attained their goals and made major improvements in themselves”.

6. Contributed to a Christmas Outreach Program for 900 less fortunate kids. The members of the Think Rich Pinoy Group chipped-in their personal funds for the breakfast of 900 less fortunate kids being taught by the Missionaries of Mother Teresa in Tayuman. RichPinay coordinated the canvassing and ordering of the breakfast that were served. Beyond expectation, she was so happy that Julie's Bakeshop granted immediate discount (approved the same day it was requested) to share in the outreach program. With this experience she was able to prove that “Men are truly good by nature”.
7. Donated shoes to calamity victims. Her family had donated different kinds of footwear to the typhoon and flash flood victims in Mindoro and Romblon. “We can let go of our old stocks from the store through Clearance Sales and convert them into Cash (knowing I need it too) but we chose to donate them instead. I believe that if we let go of something old, new things, new blessings will come as well. The experience became more rewarding not just because we were able to donate but also because of breaking-through the challenge to let go...”
8. Read the book “Be Your Own Mentor” by Anne Bruce. “I seldom get captured by books. But one time, I was thinking of consulting a career counsellor when I passed by Powerbooks. I considered dropping by just to look around. Good thing was, the bookstore allows private reading inside. I remembered that books are also mentors. So I rushed to the Career-guide bookshelf and spotted “Be Your Own Mentor”. After having scanned the book for half an hour, I couldn't help but to take it home! It's a workshop type of book that teaches one how to follow his/her inner compass, discover his/her passion, career path and how to attain it. Truly suited to my current need and it was so interactive, it didn’t make me sleep. :) I was able to finish it in 3 weeks - the shortest record I made so far! But more than this record-breaking experience were the bunch of learnings I had carried on to this new year to continue with an exciting career path of my choice!”, RichPinay told.
9. Subscribed to Manila Bulletin Sunday newspaper. Despite some teachings she heard that reading or listening to the news (because most of them are negative) is not so beneficial, she said that she gained more confidence being up-to-date with the current news and trend. “My boring view of the newspaper before had now turned into exciting, as excited as when I’m reading a magazine. I almost read the newspaper from “cover to cover” and see the appeal of each of its section, aside from the Real Estate Classified Ads”, she mentioned.
10. Conquered shyness and networked with new individuals. “Having known new people and gained new friends, which can possibly new mentors was another reward I got for getting out of my comfort zone. I am typically a shy person, especially if I don't know the people that I am gonna talk or deal with. But, as they say, “No guts, no glory”. So, several times, I had to set “shyness” aside and “act” brave. Well, faking “courage” soon made it real and before I knew it, I had already made friends with new great personalities”, RichPinay mentioned. That was just one of the rewards of being an entrepreneur. You get to meet different people. From customers and suppliers, we gain friends. Soon, it turns a serious business transaction into “playtime” and the real essence of business which is “service” come out because of win-win deals.
11. Became a member of Red Corner Boxing Gym. “My decision to join the gym was already towards the year-end of 2008 and it happened just because I was shrugging off negative energies from some personal life challenges. After the free “trial workout”, the gym experience worked out on me! I knew I wanted to have that regular fitness program but had been setting it aside. Again, my gym experience wouldn't be as fun if not for the friendly trainors and staff of Red Corner (Holiday Inn branch), not to mention the cozy hotel ambience, the shower room's lemon scent, relaxing pool area, after-boxing stretches from the trainors and healing sauna! Every visit to this gym is such a great treat to myself! The cost? More affordable than you think! :D”, RichPinay enthusiastically told her friends.


To sum it up, RichPinay said that what really makes an experience memorable is its ability to expand ourselves. Whether it's a good or bad experience, the deeper the learning, the more historic it becomes. We had read a lot of Top Lists for 2008. It's time to list your own Top 10, 20 or 25. Why is it worth pondering for? The acquired values in those experiences are the same values we can continue on applying in our daily life until they become our habit and part of our character. As our self expands, our wealth – health, knowledge, relationships and career expands too, among others! Create your own list now and be surprised on the good things that happened to you last 2008... then let your “New Year’s Resolution be just a repetition of all the great moves you made last 2008! Smarter, isn’t it? If you already did it (even if you couldn’t believe it), then you can definitely do it again and again. Kaw pa?!
Grow rich Pinoys and Pinays,
RichPinay
Monday, January 5, 2009
Library of FREE E-Books Sent to Existing Subscribers
Topics of the Free E-books cover "Steps on Setting-up A Small Business", "Internet Marketing", "Master of Passive Income", and experts' advises, among others.
You're also free to contribute your great E-book finds.
This is a great blessing for all of us!
At your service,
Rich Pinay
P.S. Invite your friends to subscribe too to get these special priveleges
Saturday, November 29, 2008
December Think Rich Pinoy - Investors Network Luncheon
Join Think Rich Pinoy - Investors Network Luncheon on December 13, 2008.
Email investorsluncheon+richpinay@gmail.com to reserve and get your exclusive invitation to learn how to earn more than what your bank gives you. This is by invitation only. Limited slots available. The price? You just have to pay for your own lunch. :-)
Wednesday, November 26, 2008
"The Early Evening Rush: In every difficulty, lies an opportunity"

Rephrasing a famous adage, "If you can't join it, don't beat it either!" So, here I am, while all the wheels are beating each other to rush home, I had decided to just rush to the nearest cafe. I was the 45th in the line of passengers waiting for the next shuttle going to Marikina and boy it had been 10 minutes and no shuttle had come. So, I'd rather spend the waiting period updating my "left-out" blog with stories that had already been piling up.
First, I'd like to thank Yolynne Medina for mentioning my blog in "The Filipina Images (Reshaping the Filipina Image Online)" and other blogs. I'm so glad to discover other wholesome and informative sites about Filipinas or Pinays over the internet. You are a rich woman in your own way. And as I was browsing along, I found a set of advises about "Handling Financial Stress" by a very industrious lady in a blog entitled "The Life of a Breadwinner (a proud Filipina's continued quest in providing for her family...). I know everyone passes through that stage of being "broke" once or more in life. Even Donald Trump, Larry Gamboa and Trace Trajano passed through that stage too. But that is just a phase. If we keep on aiming to be financially free, it eventually happens. Hearing advises and stories about it give us a tap in our shoulder, "Hey you are not alone. Keep moving forward."

Speaking of being "broke", how do I deal with that too? So, here are additions to what Edelweiza had mentioned in that blog...
1. Of course, find a solution, a source of income to solve the money problem (if you don't have one). Right now, I am full time in buying and selling Real Estate properties and sometimes, acquiring great deals turn out slow... so I accepted a Real Estate marketing job to receive something fixed monthly + commissions, as I continue doing my business.
2. Discipline myself on spending. Stretch the peso, as they say.
3. Invest to multiply cash on hand. Money for investment must be set aside at once, just like savings, upon receiving the income. Then, live on the remaining amount. Easier said than done? Yes, but that's how it must be. I am in the same process of learning to discipline myself.
4. One of my mentors, Mr. Rodolfo Torres, said, "Don't just budget because no matter how you budget, if the income is so small to fit the basic needs, nothing remains. Learn how to increase your income." That's the challenging part but it's very possible. What we can reach is as big as what we can imagine.
5. Last, but as important, open it up to God. "Ask and you shall receive. Act and you shall achieve". He is a great buddy! Be up close and personal with him. :D
It's hard to go with being "broke" but if you have a friend/s and a God to share it to, you learn to discover that in every difficulty there actually lies an opportunity... We learn to cry. We learn to ask. We are stretched beyond our comfort zone. We discover more of ourself... And we learn to appreciate "little things" that bring happiness, most especially the "free stuff" like friendships and intimate relationships. :)
"Think Rich, Pinays! Think Rich, Pinoys!"
Rich Pinay
P.S. Looking for ways to make your money multiply? Join the Think Rich Pinoy's Investors' Luncheon on December 13, 2008, Saturday. E-mail: richpinay@gmail.com